AI-Driven FinTech Platform for Real-Time Payments, Fraud Detection, and KYC Automation
Launch faster with instant payments, autonomous risk controls, and zero-touch compliance—start your free trial today.
Contact UsBuilt for Real-Time Finance
We combine payments, risk, and compliance into one AI-native platform that accelerates launches, lowers costs, and strengthens controls for regulated, high-growth financial businesses.
Unified Platform Overview
Discover how a single, AI-native infrastructure streamlines payments, risk, and compliance across your entire financial stack.
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Our platform uses a microservices foundation with event-driven processing to deliver consistent low latency, resilience, and horizontal scalability. A unified ledger ensures strong consistency, while multi-tenant isolation, fine-grained permissions, and audited configuration changes support regulated use cases without compromising developer velocity or operational control.
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Models progress from experimentation to production using a governed registry, feature store, and reproducible pipelines. A/B testing, shadow mode evaluations, bias checks, and drift monitoring ensure safe rollouts. Automated retraining, approval workflows, and lineage tracking satisfy internal audit requirements and external regulatory expectations at every deployment step.
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Compliance is embedded from the blueprint to production with immutable audit logs, segregation of duties, and policy-as-code enforcement. Built-in controls align to PCI DSS, SOC 2, and ISO 27001. Configurable data retention schedules, consent management, and clear evidence trails simplify examinations, third-party risk assessments, and partner reviews across jurisdictions.
Real-Time Payments Engine
Execute domestic and cross-border payments with sub-second decisioning, smart routing, and automated post-transaction operations.
AI Fraud Detection
Stop fraud in milliseconds using ensemble models, behavioral analytics, and graph intelligence continuously tuned to evolving attack patterns.
Document Verification and Advanced OCR
Support for passports, national IDs, and drivers licenses includes high-accuracy OCR, MRZ parsing, barcode validation, and NFC chip reading where available. Liveness detection counters spoofing using challenge-response prompts. Template libraries adapt by country and document generation, minimizing manual reviews while maintaining trusted acceptance criteria for sensitive onboarding flows.
Sanctions, PEP, and Watchlist Screening
We screen against global and regional lists, including OFAC, UN, EU, HMT, and national registries with fuzzy matching, transliteration, and alias resolution. Continuous updates and risk-based thresholds reduce noise. Audit-ready reports detail match rationale, scores, and resolution outcomes, simplifying examiner requests and enhancing internal policy adherence across teams.
Ongoing Monitoring and Lifecycle Reviews
Automated periodic refreshes, adverse media monitoring, and beneficial ownership checks keep profiles current as risk changes. Triggers respond to geography shifts, velocity spikes, and relationship updates. Case management integrates escalations, notes, and attachments, enabling collaborative decisions and clear evidence trails aligned with evolving regulatory expectations and internal standards.
Core Services
Choose modular capabilities or deploy the full stack to power payments, fraud prevention, and compliant onboarding.
Real-Time Payments Processing
Execute instant domestic and cross-border transfers with smart routing, automated settlement, and auditable ledgering. Our orchestration reduces costs while improving acceptance rates, with clear observability and resiliency safeguards for mission-critical throughput across multiple networks, providers, and geographies.
From {{PAGE_CONTENT}}.03 per domestic transaction and {{PAGE_CONTENT}}.15 per cross-border transaction
AI Fraud Detection and Risk Decisioning
Deploy adaptive models, device intelligence, and behavioral analytics to block fraud in milliseconds while minimizing false positives. Integrate via APIs or SDKs, tune thresholds by segment, and leverage case management and feedback loops for continuous performance improvement.
Starting at 9 per month plus {{PAGE_CONTENT}}.002 per screened event
Automated KYC and KYB Verification
Accelerate onboarding with document checks, liveness detection, sanctions screening, and ongoing monitoring. Obtain audit-ready evidence, configurable policies, and global document coverage, reducing manual reviews while meeting regulatory obligations across multiple jurisdictions.
.40 per individual verification and .80 per business verification
Developer APIs and Integrations
Build, test, and ship quickly using predictable APIs, robust SDKs, and enterprise-grade webhook reliability.
REST Endpoints and Webhooks
Consistent, versioned endpoints provide clear resources for payments, risk, and identity. Webhooks deliver signed events with HMAC verification, replay protection, and at-least-once guarantees. Self-service API keys, scoped tokens, and fine-grained permissions simplify integration across environments while safeguarding production access through robust observability and access control mechanisms.
SDKs, Client Libraries, and Samples
Official libraries for JavaScript, Python, Java, and mobile platforms include pagination, retries, and typed models. Copyable code snippets, Postman collections, and runnable examples accelerate onboarding. Extensive error catalogs, correlation IDs, and sandbox simulators reduce ambiguity, helping teams reach first successful transaction and first production deploy significantly faster.
Idempotency, Retries, and Error Semantics
Idempotency keys guarantee exactly-once effects for create operations even under retries. Exponential backoff, circuit breakers, and structured error responses isolate transient failures from business logic. Deterministic state transitions and clear reconciliation flows protect against duplicates, race conditions, and partial updates in high-throughput, distributed payment scenarios.
Security and Privacy
Protect sensitive data with layered encryption, strict access controls, and transparent privacy governance.
End-to-End Encryption and Key Management
TLS 1.3 in transit and AES-256 at rest protect data, with envelope encryption backed by hardware security modules. Automated key rotation, dual control approvals, and tamper-evident logs strengthen posture. Continuous vulnerability scanning, dependency attestation, and patch pipelines minimize exposure across the complete software supply chain lifecycle.
Tokenization and Secure Vaulting
Primary account numbers and sensitive identifiers are replaced by tokens scoped to merchant, use case, and region. The vaulted originals remain inaccessible to application layers, reducing PCI scope. Access is brokered by short-lived credentials, granular policies, and runtime authorization checks, improving both security and developer ergonomics simultaneously.
Data Residency and Privacy Controls
Region-aware storage ensures data remains within required jurisdictions. Configurable retention, purpose limitation, and consent capture align with privacy obligations. Field-level encryption and selective redaction enable debugging without exposing regulated attributes, providing practical controls for secure operations and streamlined compliance audits across global deployments.
Risk Controls and Operations
Operationalize risk with configurable rules, precise limits, and efficient dispute handling.
Velocity Limits and Policy Rules
A declarative rules engine enforces per-user, per-merchant, and per-instrument limits across amount, count, and geographic dimensions. Simulators test policies on historical data before deployment. Real-time counters and expiration windows prevent abuse while preserving legitimate volume during promotions, seasonal peaks, and product launches.
Chargeback and Dispute Management
Integrated workflows capture reason codes, compile compelling evidence, and track representment deadlines. Automated document templates and data enrichment from original transactions improve win rates. Dashboards expose root causes by issuer, network, and SKU, informing prevention strategies and merchant education programs that meaningfully reduce future dispute exposure.
Reducing False Positives with Feedback
Human-in-the-loop review queues prioritize ambiguous cases using uncertainty measures. Decisions feed training datasets, refining thresholds and features. Business rules and model outputs are reconciled to avoid contradictory actions, ensuring protection gains do not suppress healthy revenue or degrade customer experience during critical onboarding or checkout steps.
Analytics and Reporting
Monitor performance and risk in real time with actionable insights and exportable, auditable reports.
Onboarding and Free Trial
Start in minutes with a guided setup, rich sandbox, and preconfigured risk scenarios.
Sandbox Enrollment in Minutes
Create a sandbox account instantly, generate scoped API keys, and simulate end-to-end payment flows with seeded counterparties. Built-in scenarios cover approvals, declines, fraud flags, and disputes. Webhook replay tools and event inspectors accelerate debugging, so teams validate integrations quickly before requesting production credentials and formal compliance checks.
Guided Configuration Wizard
An interactive wizard helps select payment networks, configure routing priorities, enable KYC policies, and connect webhooks. Copyable code samples adapt settings for staging and production. Validation steps confirm webhook signatures, idempotency usage, and retry handling, ensuring launch readiness with clear checklists and environment-specific best practices for reliability.
Sample Datasets and Realistic Scenarios
Curated datasets include synthetic users, documents, devices, and transactions with labeled risk outcomes. Scenario packs test refund abuse, account takeover attempts, and multi-merchant fraud rings. Teams benchmark detection quality, authorization performance, and operational workloads before committing to production, aligning expectations across engineering, risk, and compliance stakeholders.
Pricing and Billing
Understand transparent, usage-based pricing with enterprise controls and predictable invoicing.
Usage-Based and Event Pricing
Pricing aligns to value with per-transaction fees, per-verification checks, and optional monthly platform minimums. Detailed invoices include volume tiers, network pass-through costs, and adjustments. Real-time accrual dashboards prevent surprises, while programmatic billing exports integrate with accounting systems for reconciliation, forecasting, and revenue recognition workflows.
Volume Tiers and Commit Discounts
High-volume programs receive progressive discounts based on committed monthly or annual usage across payments, risk, and KYC. Multi-product commitments aggregate spend to unlock better rates. Transparent break-even calculators quantify savings, helping procurement teams evaluate scenarios alongside performance, resiliency, and compliance requirements before finalizing agreements.
Compliance and Pass-Through Transparency
Regulatory checks, network assessments, and third-party data sources appear as itemized pass-throughs when applicable. Clear mapping from event to fee accelerates finance approvals. Configurable cost centers and tags attribute spend by product, region, or team, simplifying chargebacks and internal budgeting while maintaining audit-ready traceability for every billed line item.
Case Studies and Benchmarks
See measurable improvements in authorization, fraud loss, and onboarding conversion across industries.
E-commerce Authorization Uplift
A multi-brand retailer increased approval rates by optimizing routing and adding behavioral signals, reducing cart abandonment. False positives dropped after calibrating risk thresholds per category. Fraud losses remained stable, delivering net revenue gains while support tickets declined due to fewer unnecessary step-up challenges at checkout across mobile and web.
Neobank Onboarding at Scale
A digital bank launched in three regions with automated KYC, document checks, and watchlist screening. Onboarding time fell from days to minutes, with compliance satisfied by complete audit trails. Fraud attempts were contained by adaptive scoring, enabling aggressive growth targets without overwhelming operations or compromising regulatory obligations during expansion.
Marketplace Trust and Safety
A services marketplace curbed refund abuse and triangulation schemes using velocity limits, device intelligence, and dispute analytics. Chargeback ratios improved below card network thresholds. Seller verification automation reduced manual reviews, while timely insights guided policy updates that preserved conversion, buyer satisfaction, and long-term ecosystem health for both sides.
Reliability and Support
Rely on enterprise-grade uptime, transparent communications, and hands-on guidance from integration to optimization.